Privacy Statement
Last modified: 05/2018

Businessplanning.biz is the ownership of U.B.A.N. UNIVERSAL BUSINESS ANALYTICS LTD.

This privacy statement explains how www.businessplanning.biz collects, uses and discloses your information. The Privacy Statement applies to all services and products, except for products / services that have a separate privacy statement.

Where applicable, you agree to use your information as described in this Privacy Statement each time you use our products or services, so we encourage you to read the entire document and contact us if you have any questions. You can contact us at This email address is being protected from spambots. You need JavaScript enabled to view it. and/ or view our full contact details by selecting "Contact us".

Collection and use of personal information
Personal information is information that can be used to directly or indirectly identify you. Personal information also includes anonymous information associated with information that can be used for your direct or indirect recognition. Personal information does not include information that has been irrevocably anonymized or aggregated so that we no longer allow us, either in conjunction with other information or otherwise, to recognize you.

Below is a description of the types of personal information we collect and how we can use them.

Types of personal information we collect
Depending on the products and services you use, we collect different types of personal information from or for you. www.businessplanning.biz collects your personal information to us only to the extent necessary for the fulfillment of a specific purpose related to the fulfillment of our duties

We collect the personal information you provide - such as your name, username or email address.

We collect Personal Data when you use our products and services, create an account, contact us, participate in an online survey, apply for employment, interact with us in personal events or interact with other users of the site.

About using our services and products: When you visit sites or the cloud environment, we may collect information about the type of device you are using, the unique device ID, the IP address of your device, your operating system and location information from or about computers, phones, or other devices you use, usage information, diagnostic information, browsing information, session summary information
We can gather some of this information automatically. Where available, our services can use GPS, IP address and other technologies to determine the approximate location of the device so that we can improve our products and services.

Third Party Information: We collect information from third parties only with your own consent.

How we use your personal information
In general, we use personal information to provide, improve and develop our products and services, communicate with you, and offer you targeted advertising, updates and services.

www.businessplanning.biz collects, processes and determines how your personal information is processed as a data controller for the following purposes:

Providing, improving and developing our products and services: We use personal information to help us deliver, improve and develop our products, services and advertising. This includes the use of personal information for purposes such as data analysis, research and audits. This processing is based on our legitimate interest in offering you products and services.

Contact with you: With your prior written consent, we may use personal information to send you advertising announcements regarding www.businessplanning.biz products and services. Contact us about your account, transactions, or employment requests and let us know about our policies and terms. We can use your information to process and respond to your requests when you contact us. Also, with your prior written consent, we may share your personal information with partners who may contact you about the products and services you are interested in.

If you do not want to receive emails for marketing purposes, please contact us to opt-out or you can use the available link at the bottom of the e-mail to be exempted.

Provision and measurement of targeted advertisements and services: With your prior explicit consent, we may use personal information to personalize your experience with our products and services on third-party sites and applications and determine the effectiveness of our advertising campaigns.

For any of the uses of the data described above requiring your prior explicit consent, please note that you may withdraw your consent by contacting us.

Security Promotion: We use personal information to help verify user accounts and activity as well as to promote security, such as tracking fraud and investigating suspicious or potentially illegal activities or violations of our terms or policies. This processing is based on our legitimate interest in helping to ensure the safety of our products and services.

www.businessplanning.biz has a number of corporate affiliates. Each of these affiliates collects, processes and determines how your personal information is processed as a data controller to provide you with the products and services you request.

Disclosure of personal information
We provide some personal information to strategic partners working with us to provide our products and services or to help us promote our customers. Personal information will only be shared with us and with these companies to provide or improve our products, services, and advertising. We will not share with third parties for your own marketing purposes without your prior explicit consent.

Service Providers
We share personal information with companies providing services on our behalf, such as web hosting, e-mail services, marketing and other promotional activities, fulfillment of customer orders, data analysis, customer support, customer inquiries and satisfaction surveys, and other services help sell our products and services. These companies are required to protect your information and can be identified wherever we are.

We have taken steps to ensure that your data is updated and processed safely.

Corporate Partners and Business Transactions
We may share personal information with all companies associated with www.businessplanning.biz. In the event of a merger, reorganization, acquisition, joint venture, assignment, divestment, transfer or sale or disposal of all or part of our business, even in the event of bankruptcy or similar procedures, we may transfer any and all personal information to the relevant third party.

Legal Compliance and Security
Subject to certain conditions set out in the law, we may disclose your information to third parties (such as the European Anti-Fraud Office, the Audit Authorities or the country's law enforcement authorities) if necessary and proportionate for legitimate and specific purposes,

It may be required by law or as a result of legal proceedings, disputes or requests from public or governmental authorities within or outside your country of residence - to disclose personal information. Subject to certain conditions set out in the law, we may disclose your information to third parties (such as the European Anti-Fraud Office, the Audit Authorities or the country's law enforcement authorities) if necessary and proportionate for legitimate and specific purposes.

We may also disclose personal information if we find in good faith that disclosure is reasonably necessary to protect our rights and seek remedies available, enforce the terms and conditions, investigate fraud or protect our operations or users.

Information Security, Integrity and Conservation
It is important to take precautions to protect against unauthorized access to www.businessplanning.biz products, account credentials, and computers or other devices. If you believe that the security of your account or personal information has been compromised, please contact us immediately. Keep in mind that despite our efforts, no security system is impenetrable. In the event of a breach of security, we will immediately notify you as well as the competent authorities if necessary.

We will retain your personal information for as long as it is necessary to fulfill the purposes outlined in this Privacy Statement unless a longer retention period is required or permitted by law.

Your rights
We take reasonable steps to ensure that your personal information is accurate, complete up to date. Depending on where you live, you may have the rights described below.

You have the right to access, correct or delete the personal information we collect. You are also entitled to oppose or restrict at any time further processing of your personal information. You have the right to receive your personal information in a structured and standardized form. You can file a complaint with the relevant data protection authority regarding the processing of your personal information.

To protect the privacy and security of your personal information, we may request information from you in order to allow us to confirm your identity and the right to access this information, as well as to search for and provide you with the personal information we hold. There are cases where applicable laws or regulatory requirements allow or require us to refuse to provide or delete some or all personal information we hold.

You can contact us to exercise your rights. We will respond to your request within a reasonable time and in any event in less than 30 days.

Closing Accounts
Please contact us to close your account in relation to the following uses of your personal information:

• Providing, improving and developing our products and services.
• Communication with you.
• Sharing your personal information with third-party marketing communications partners.
• Provision and measurement of targeted ads and services.
• Promotion of safety and security; or
• Provision of products and services (for such requests, www.businessplanning.biz will act on behalf of its local associates if they have been used).

If you close your account, we have no obligation to keep your information and we may delete any or all of your information without liability. However, we may retain information relating to you if we believe that you may need to avoid fraud or future abuse, as required by law or for legitimate purposes such as non-personal information analysis, account recovery, file review, or the enforcement of our rights and obligations under our agreements.

www.businessplanning.biz has the right to delete personal data and / or account if it determines that the user is using more than one account www.businessplanning.biz has the right to delete a user account if it considers that its legitimate interests are threatened or the legitimate interests of other users are threatened.

Third-party websites and services
Our products and services, including sites and digital media properties, may contain links or accessibility to third-party websites, products and services. We are not responsible for the privacy practices used by these third parties, nor are we responsible for the information or content that contains the products and their services.

This Privacy Statement applies solely to the information we have collected. We urge you to read the privacy policies of any third parties before proceeding with the use of their websites, products, or services that may be listed on our site.

Information transfers, storage and processing
When we share your personal information with our partners, third-party companies and service providers, your personal information may be transferred and / or accessed from countries outside the European Economic Area. In such cases, we will enter into standard contractual clauses such as those adopted by the European Commission or we will rely on alternative legal bases such as the Privacy Shield, where applicable, or binding corporate rules where our partners or service providers have adopted such internal policies approved by European data protection authorities.

Child Privacy Policy
We do not collect, use or disclose information from children under the age of 18. If we learn that we have collected the personal details of a child under the age of 18, we will take steps to delete the information as soon as possible. Contact us immediately if you find that a child under the age of 18 has provided us with personal information.

Cookies and similar technologies
We use cookies and similar technologies to provide, protect and improve our products and services, such as personalizing content, offering and measuring advertisements, understanding user behavior and providing safer experience.

You may remove or reject cookies using your browser or device settings, but in some cases you may affect your ability to use our products and services.

Read the cookie statement to learn more about how to use your cookies and choices. Cookies Policy More...

Changes to the Privacy Statement
We may periodically change this Privacy Statement to keep up with new technologies, industry practices, and regulatory requirements, amongst other reasons. We expect these changes to be minimal. Any non-substantial changes will be effective immediately after publishing an updated privacy statement. However, there may be cases where changes to the Privacy Statement may be more important. In such cases, we will provide you with either a notice of such changes before they come into force or by direct notice sending.

The continued use of our products and services after the date of entry into force of the Privacy Statement implies that you accept the revised Privacy Statement. If you do not agree with the revised Privacy Statement, avoid using our products or services and Contact us to close any account you may have created.